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Excuses We Make for Staying in Debt

Excuses We Make for Staying in Debt I have a confession to make. I’ve been avoiding my student loan debt but now I want to make this year the year that I finally tackle it. Reality hit for me last year when I filed taxes. The federal government kept my whole tax refund because of […]

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Best Home Based Business Ideas for 2019

Before you write that business plan or build that website, it’s essential to figure out if the niche you’re interested in is viable and profitable. Sure you may want to sell personalized kids’ school supplies, but if there is no demand for them from your target customer base, you won’t do well. You will also […]

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What Are Real Financial Emergencies?

As we enter 2019, I’ve decided to do more saving and less frivolous spending. Sometimes my income gets irregular, and I will need to budget my funds more wisely. If we are going to have a better handle on our finances, we will need to save for emergencies and determine needs versus wants. Too often […]

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Raise Future Innovators with These Tips

I have been thinking about my financial future and that of my daughter’s. I’m in the process of revamping my strategy for working from home full time, and I want my daughter to actually have a life, not just live from paycheck to paycheck. Just as I’m seeking viable ways to afford to stay home […]

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How Single Moms Can Invest Like a Champ

If you think investing will never work for single moms, then reconsider that belief. Thanks to the Internet and alternative ways of investing, you can prosper your family financially. Of course, I’m not talking about those get-rich-quick investment scams. Real investments take time and effort to grow over a period of years. In this post, […]

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My Favorite Frugal Living Youtube Channels

As a single stay at home mom, I’m all about frugal living. When my daughter was a newborn, most of her clothes came from eBay. And I prefer to cook delicious meals at home instead of paying high prices for restaurant meals. I learned about frugality from my family and my own experiences as a […]

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Thanksgiving Will Be Solemn for Me This Year

Thanksgiving is all about family gatherings and sharing wonderful memories over delicious food. But this year Thanksgiving is going to be sad for me. My grandmother passed away in September and her presence is greatly missed. I called her Grammy Catherine throughout my life and she had a sweetness that permeated her soul all the […]

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