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Prepare Loved Ones for Your Death Financially with These Tips

September 29, 2018

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Recently I lost my grandmother and this made me think about how many Americans are often not prepared financially for their own deaths. Funeral and burial expenses are rising rapidly and without savings or life insurance, it becomes difficult to pay for the funeral and burial. Here is how you can financially prepare for your death.

 

Creating a Will

 

If you do not have a will, now is the time to create one. Start by compiling a detailed list of your assets. You should meet with an experienced lawyer or financial advisor to determine the total amount you have in assets. It is also important to name who your beneficiaries are and which assets they will receive upon your death. When creating your will you also want to decide who gets custody of your children should you pass away. Generally most people assign a relative as the executor. However, in some cases you might decide to have a friend or your lawyer act as the executor. You should appoint a power of attorney in the event an illness causes you to not be able to handle your own finances.

 

Purchase Life Insurance

 

Because the costs of a funeral and burial are higher than in recent years, it is wise to purchase life insurance. Shop around for the best rates at different insurance companies in your area and compare before making a decision. According to experienced insurance industry experts, the best kind of life insurance is term life insurance. Term life insurance is cheaper than other forms of life insurance. This insurance offers a 20 or 30 year coverage and you are covered for each year you pay the premium. This insurance works well for those with debts or who have kids. If you die, your beneficiaries receive the benefit. The drawback to term life insurance is that it gets expensive as you get older. This is why you need to purchase it while you’re young.

 

Discuss Your Wishes with Family

 

This might be a good idea if you know that you don’t have very long to live. Tell your family how you want the funeral to be done. You might want your closest friends to read a few Bible passages at the funeral. Or you may want the choir to sing your favorite hymns. This is also a good time to research different funeral homes and make arrangements ahead of time.

 

Keep Important Documents Organized

 

When your documents are not organized, it becomes harder for your family to locate them upon your death. Maintain a file of all of your important documents such as:

 

· Retirement accounts

· Checking accounts

· Marriage license

· Birth certificate

· Your will

· Life insurance policies

 

 

Reduce Debts Now

 

You won’t be able to pay off all debts before death, but it is wise to pay down as many as possible. This is because upon your death, the executor of your estate will need to sell some of your assets if you have enough to pay off those debts. Use this time to create a realistic debt repayment plan and make adjustments to your budget.

 

Create a List of Important Contacts

 

Your family will experience overwhelm while planning your funeral so make things easier for them by giving each member a list of important contacts. These are contacts for people and companies such as:

 

· Your lawyer

· Accountant

· Primary care doctor

· Funeral home director

· Social Security Administration

· Life insurance company

· Your closest friends

· Your pastor and other church members

 

 

 

Consider Your Kids

 

You should especially make advanced preparations if you have kids. In your will state who you want to have custody of your children upon your death. You can also decide when your children receive access to any savings or college funds that you set aside for them. This is important because you want to ensure that they have what they need to start their adult lives off right.

 

Don’t Wait Until You’re Older

 

If you’re in your 20s, you feel youthful and you don’t think about death. But these days people are dying at younger ages from various health issues so you should prepare now. Purchase life insurance once you’ve been at your job a few years and use this time to build your retirement savings so that you’ll leave fewer financial burdens for the family should you pass away.

 In conclusion, when you utilize these strategies, you are on your way to helping your loved ones manage financially upon your departure from this world.

 

 

 

 

 

 

 

 

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  3. Hey, how’s it going?

    I want to pass along some very important news that everyone needs to hear!

    In December of 2017, Donald Trump made history by recognizing Jerusalem as the capital of Israel. Why is this big news? Because by this the Jewish people of Israel are now able to press forward in bringing about the Third Temple prophesied in the Bible.

    Jewish Rabbis have publicly announced that their Messiah will be revealed in the coming years who will be a leader and spiritual guide to all nations, gathering all religions under the worship of one God.

    Biblical prophecy tells us that this Jewish Messiah who will take the stage will be the antichrist “who opposes and exalts himself above all that is called God or that is worshiped, so that he sits as God in the temple of God, showing himself that he is God” (2 Thessalonians 2:4). For a time he will bring about a false peace, but “Therefore when you see the ‘abomination of desolation,’ spoken of by Daniel the prophet, standing in the holy place (Matthew 24:15)…then there will be great tribulation, such as has not been since the beginning of the world until this time, no, nor ever shall be” (Matthew 24:21).

    More importantly, the power that runs the world wants to put a RFID microchip in our body making us total slaves to them. This chip matches perfectly with the Mark of the Beast in the Bible, more specifically in Revelation 13:16-18:

    “He causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

    Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666.”

    Referring to the last days, this could only be speaking of a cashless society, which we have yet to see, but are heading towards. Otherwise, we could still buy or sell without the mark amongst others if physical money was still currency. This Mark couldn’t be spiritual because the word references two different physical locations. If it was spiritual it would just say in the forehead. RFID microchip implant technology will be the future of a one world cashless society containing digital currency. It will be implanted in the right-hand or the forehead, and we cannot buy or sell without it. Revelation 13:11-18 tells us that a false prophet will arise on the world scene doing miracles before men, deceiving them to receive this Mark. Do not be deceived! We must grow strong in Jesus. AT ALL COSTS, DO NOT TAKE IT!

    “Then a third angel followed them, saying with a loud voice, “If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name” (Revelation 14:9-11).

    People have been saying the end is coming for many years, but we needed two key things. One, the Third Temple, and two, the technology for a cashless society to fulfill the prophecy of the Mark of the Beast.

    Visit http://WWW.BIBLEFREEDOM.COM to see proof for these things and why the Bible truly is the word of God!

    If you haven’t already, it is time to seek God with all your heart. Jesus loves you more than you could imagine. He wants to have a relationship with you and redeem you from your sins. Turn to Him and repent while there is still hope! This is forever…God bless!

    “EITHER HUMAN INTELLIGENCE ULTIMATELY OWES ITS ORIGIN TO MINDLESS MATTER OR THERE IS A CREATOR…” – JOHN LENNOX

    We all know God exists. Why? Because without Him, we couldn’t prove anything at all. Do we live our lives as if we cannot know anything? No. So why is God necessary? In order to know anything for certain, you would have to know everything, or have revelation from somebody who does. Who is capable of knowing everything? God. So to know anything, you would have to be God, or know God.

    A worldview without God cannot account for the uniformity and intelligibility of nature. And why is it that we can even reason that God is the best explanation for this if there is no God? We are given reason to know or reject God, but never to know that He does not exist.

    It has been calculated by Roger Penrose that the odds of the initial conditions for the big bang to produce the universe that we see to be a number so big, that we could put a zero on every particle in the universe, and even that would not be enough to use every zero. What are the odds that God created the universe? Odds are no such thing. Who of you would gamble your life on one coin flip?

    Is there evidence that the Bible is the truth? Yes. Did you know that the creation accounts listed in the book of Genesis are not only all correct, but are also in the correct chronological order? That the Bible doesn’t say the Earth was formed in six 24-hour days but rather six long but finite periods of time? That the Bible makes 10 times more creation claims than all major “holy” books combined with no contradictions, while these other books have errors in them? The Bible stood alone by concurring with the big bang saying, “In the beginning God created the heaven and the earth” (Genesis 1:1); and says our universe is expanding, thousands of years before scientists discovered these things. Watch a potential life-changing video on the front page of http://WWW.BIBLEFREEDOM.COM with Astronomer(PhD) Hugh Ross explaining all these facts based on published scientific data. He has authored many books, backed even by atheist scientists.

    Jesus came to pay a debt that we could not; to be our legal justifier to reconcile us back to a Holy God; only if we are willing to receive Him: “For the wages of sin is death…” (Romans 6:23).

    God so loved the world that He gave us His only begotten son, so that whoever believes in Him, through faith, shall not perish, but have everlasting life. Jesus says if we wish to enter into life to keep the commands! The two greatest commands are to love God with all your heart, soul, strength, and mind; and your neighbor as yourself. All the law hang on these commands. We must be born of and lead by the Holy Spirit, to be called children of God, to inherit the kingdom. If we are willing to humble ourselves in prayer to Jesus, to confess and forsake our sins, He is willing to give the Holy Spirit to those who keep asking of Him; giving us a new heart, leading us into all truth!

    Jesus came to free us from the bondage of sin. The everlasting fire was prepared for the devil and his angels due to disobedience to God’s law. If we do the same, what makes us any different than the devil? Jesus says unless we repent, we shall perish. For sin is the transgression of the law. We must walk in the Spirit so we may not fulfill the lusts of the flesh, being hatred, fornication, drunkenness and the like. Whoever practices such things will not inherit the kingdom (Galatians 5:16-26). If we sin, we may come before Jesus to ask for forgiveness (1 John 2:1-2). Evil thoughts are not sins, but rather temptations. It is not until these thoughts conceive and give birth by our own desires that they become sin (James 1:12-15). When we sin, we become in the likeness of the devil’s image, for he who sins is of the devil (1 John 3:8); but if we obey Jesus, in the image of God. For without holiness, we shall not see the Lord (Hebrews 12:14).

    The oldest religion in the world is holiness through faith (James 1:27). What religion did Adam and Eve follow before the fall? Jesus, Who became the last Adam, what religion does He follow? Is He not holy? He never told us to follow the rituals and traditions of man but to take up our cross and follow Him (Luke 9:23). There are many false doctrines being taught leading people astray. This is why we need the Holy Spirit for discernment. Unlike religion, holiness cannot be created. It is given to us from above by the baptism of the Spirit. Jesus is more than a religion; He is about having a personal relationship with the Father. Start by reading the Gospel of Matthew, to hear the words of God, to know His character and commandments. Follow and obey Jesus, for He is the way, the truth, and the life!

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